Guarantee schemes and liquidity insurance instruments – a) Loan guarantee programs for working capital and investments

1. IMM INVEST program for guaranteeing loans for working capital and investments for SMEs
2. State guarantees for lending to LARGE COMPANIES (turnover higher than 20,000,000 RON) for working capital and investments

Measures:

Measure A

Granting three categories of guarantees, in the name and on behalf of the state, for companies affected by COVID-19 pandemic, covering the need for guarantee in the proportion of a maximum of 90%, for new or already granted loans by banks for investment and / or to support the current activity of beneficiary

Measure B

Consists of providing funding with the State aid component on behalf of the state, for affected companies of the COVID-19 pandemic, in order to achieve investments and / or to support the current activity.

Measure C

Consists in granting products with a de minimis component, respectively the compensation of interest on ongoing loans, subsidizing interest on new loans and guarantee ceilings with component of de minimis for working capital loans granted by commercial banks.

Measure D

Consists in granting credits, guarantees and insurance under market conditions in the name and account of the state. Will be used in this respect the current standard products offered by EximBank.

Eligibility criteria: