Granting three categories of guarantees, in the name and on behalf of the state, for companies affected by COVID-19 pandemic, covering the need for guarantee in the proportion of a maximum of 90%, for new or already granted loans by banks for investment and / or to support the current activity of beneficiary
Categories of expenditure financed: Construction, modernization, expansion the production / service space; tangible, intangible assets.
1. SME grants for restarting economic activities in HORECA, Tourism, Transport and Event industries
Categories of expenditure financed: stocks of raw materials, consumables, merchandise, payment of debts to suppliers (including utilities), other debts to suppliers in the current activity, expenses with equipment, machinery, technologies, independent endowments, rent debts, debts on the purchase of services and repairs, except for consultancy services, expenses for the purchase of inventory items.
Categories of expenditure financed: expenses with execution / acquisition of constructions, acquisition of with equipment, machinery, technologies, independent endowments, office furniture and specific furniture, expenses with the acquisition of plots of land max. 10% of the project value, expenses with consulting services, design services, project management, technical assistance, site management, expenses for systematization and land use planning, environmental expenses, utility network connection related expenses, accessibility expenses, promotion expenses, participation in fairs, events, conferences, expenditure on studies, intellectual property rights expenses, any other categories of expenditure that are related to the investment project for the expansion of existing production capacity as well as for the expansion of service
National Investment and Economic Recovery Program
Guarantee schemes and liquidity insurance instruments – b) Indirect support: Guarantee programs for company’s liquidity insurance
These programs aim to stimulate the risk exposure of insurers and facilitate companies’ access to commercial credit insurance, provide guarantee facilities with Factoring and Discounting of trade bills and also provide leasing guarantee for SMEs that opt for non-bank financing
Guarantee schemes and liquidity insurance instruments – a) Loan guarantee programs for working capital and investments
These programs provide state guarantees in proportion of 80% – 90% of investments and working capital loans/credit lines, for micro, small, medium-sized and large enterprises
These State aid schemes aim to stimulate new investments with major impact on the economy by financing projects of investments, including greenfield investments and also to stimulate regional development achieved by making investments that lead to the creation of new jobs
The objective of this program is to provide grants for activities having as a goal the digitization of companies’ activity, for companies that invest funds in the process of educating the workforce to use industrial equipment but also in training employees digital skills
These structural funds are available from the 2014-2020 EU allocation, which are still available for approval until the end of 2020, unless an extension is given.
The objective of this program is to provide grants for increasing the competitiveness of SMEs by increasing productivity work and to support SMEs development by financing large investments.
The objective of this program is to provide grants for restarting economic activities in the field of HORECA, tourism, transport and event industries, for investments and economic reconversion of SMEs, as well as financing rents for tenants of large shopping centers, during the state of emergency or alert
Facilities, conditions, documentation required and eligibility criteria; tips for a successful application